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CONCESSIONS BY ARMY WIVES WELFARE ASSOCIATION

 

1. Army Wives Welfare Association (AWWA) extends the following concessions :-

 

(a) Ex-Gratia Grant – A one time grant of Rs.5000/- (rupees five thousand) is being given as ex-gratia grant to the NOK of a deceased soldiers by AWWA who die in harness. This is given to fulfill the immediate monetary requirement upto some extent till NOK’s other entitlements are settled.

 

(b) Educational Scholarship – This scholarship is given upto two children of those Army personnel who die while in service. The child must be between 10 to 20 years of age and not in receipt of scholarship from other sources except meritorious scholarship. The following uniform rates have been laid for all ranks:

(i)         College Students                  - Rs.200/- per month

 

(ii)        Students studying in class    - Rs.100/- per month

                        IX, X, XI, XII

 

(iii)       Students between classes   - Rs.50/- per month

                        V to VIII

 

(c) Financial Assistance/Scholarship for Handicapped Children – This assistance from AWWA is admissible to the handicapped children of serving JCO’s and OR’s who are not in receipt of any monetary help from any other source for treatment/education of their wards. The rates of assistance/scholarships vary depending upon the merits of each case from Rs.100/- to a maximum of Rs.200/- per month for two years. After two years the case can be reviewed on receipted of a fresh application.

 

 

 

NAVAL HEADQUARTERS

 

General

 

2. Under the umbrella of Navy Education Society there are two professional Institution viz. Naval Institute of Technology, Mumbai and Naval Maritime Academy, Visakhapatnam. No priority/preference is stipulated for the children of Defence personnel or Ex-servicemen for the purpose of the admission in NAMAC, Vizag. However, in NIT, Mumbai all seats are reserved for the children of Defence personnel. The following priority is followed amongst these Defence personnel:-

 

S.No.

Priority

 

Categories

1.

          I

Children of serving Naval personnel

2.

          II

Children of retired Naval personnel

3.

          III

Children of serving Army/IAF/Coast Guard

4.

          IV

Children of retired Army IAF/Coast Guard

5.

          V

Children of Defence civilian

 

 

Indian Naval Benevolent Association

 

3. Scholarship for Post 10+2 Education

 

            Merit scholarships are admissible for graduation courses to children of all naval pensioners. Besides these scholarships for recognised Vocational Courses of 50 weeks or more duration are also given to sailors’ children only. The rates of scholarship per annum are Rs.3,000/- for day Scholars and Rs.6,000/- for Boarders.  Eligibility details are given as under:-


  Officers’ Children  Sailors’ Children
Stream Science Humanities Science Humanities
Graduation
Marks in 10+2 Board
80% 75% 65% 60%
Post Graduation
Marks in Graduation
70% 65% 65% 60%
Vocational Courses
Marks 10+2 Board
- - 65% 60%
Renewal 60% 60% 60% 60%

 

4. Specimen application form for scholarships is placed at annexure-1 and is also available with local Naval Authorities, NCC Units, Zila Sainik Boards and Secretary, Indian Naval Benevolent Association. Typed/neatly handwritten applications are to reach Naval Headquarters by 01 Nov.

II. Scholarships for Handicapped Children of Retired Naval Personnel: Scholarships for handicapped children are admissible for first two school going children between ages of 3 to 18 years i.e. for a period of 15 years. The rates are as follows:-

Day Scholar Rs.100/- p.m. & Boarder Rs.200/- p.m.

III. Lump  Sum  Grant on Death of Naval Pensioner: The lump sum grant-in-aid to Next-of-Kin on death of a pensioner after retirement is as follows:-

 

Officers:- Rs.15,000/-                   Sailors:- Rs.7,500/-

 

IV. Travel/Incidental Expenses: Naval pensioners required to be transferred from one service hospital to another out station service hospital for medical treatment have to incur substantial expenditure. To alleviate this financial hardship a grant of Rs.500/- as travel/incidental expenses is given on recommendation of concerned service hospital.

 

V. Rehabilitation Grant: All sailors on invalidment from service due to TB/Paraplegia/Leprosy etc. are given a rehabilitation grant of Rs.7,500/-

 

VI. Assistance for Self Employment: Financial assistance upto Rs.20,000/- is given to ex-sailors in indigent circumstances for starting self help economic venture like KIOSKS besides supply of sewing machines etc. to widows.

 

 

VII. Grant for Marriage of Children: Next-of-Kin of Naval Personnel who die in harness and as pensioner are given grant as under per child upto maximum of two children:-

 

Officers’ Children Rs.20,000/-        &        Sailors’ Children Rs.10,000/-

 

VIII. Treatment of Ex-Naval Personnel for serious Diseases in Civil Hospitals

5. INBA Medical Benefit Scheme considers reimbursement of balance of medical expenses incurred on serious diseases as covered by KSB/other such organizations depending upon the financial status of the ex-naval personnel. All ex-naval personnel and their eligible dependents (spoise and children below 18 years) who cannot afford to meet these expenses from their own resources are to complete prescribed application form for seeking financial assistance from INBA. The prescribed application form is placed at annexure III. INBA also provides financial assistance for following additional medical treatment/surgeries:-

(a) Acute Phase Management of Stroke
(Cerebra-Vascular Accident)
Rs.50,000/-
(b) Lithotripsy for Kidney/Urethral Stones Rs.20,000/-
(c) Prostate Surgery (TURP) only Rs.15,000/-
(d) Arterial Surgery Rs.1 lac
(e) Artificial Limbs Rs.1.45 lac
(f) Retinal Detachment Rs.20,000/-

6. For claiming financial assistance for medical expenses incurred for treatment of serious diseases, ex-naval personnel has to forward the following documents along with the prescribed application form:-

 

(a) Patient copy of bill in original if treated against KSB liability

            Or

Photo copy of the medical bills if not treated against liability of KSB.

(b) Referral of service hospital alongwith admission and discharge summary

of civil hospital

(c) Whether member of Mediclaim scheme if so details of the same.

(d) Photocopy of Identity Card issued by ZSB/RSB

(e)   Details of financial assistance received from KSB / mediclaim /

other resources.


AIR HEADQUARTERS

 

1. TATA Defence Welfare Corpus Scheme.  TATA Defence Welfare Corpus Scheme was created under the aegis of Army Central Welfare Fund to provide grant for higher education to widows and children of service personnel killed in operations and wives and children of service personnel disabled in operations and all Armed conflicts. The maximum tenure of grants is five years in each case and is as follows:-

 

 

HIGHER EDUCATION GRANT

 

 

(i)Higher education grant Tuition Fee + Rs. 5,000/- for books
subject to a maximum
of Rs.40,000/-
(ii)Medicine
(iii) Computer Science
(iv)Management Studies
(v)Legal Studies
(vi)Vocational studies
 

 

UPTO POST GRADUATION

 

 

(i) Class I to XII Rs.5,000/-
(ii) Graduation Rs.8,000/- + Rs.2,000/- for books
(iii)  Post Graduation Rs.10,000/- + Rs.5,000/- for books

 

AFA MERIT SCHOLARSHIP

(i) BE (IT) & BE (Computer) 1st - Rs.25,000/-
2nd -   Rs.15,000/-
(ii) MBA/MCA 1st - Rs.20,000/-
2nd - Rs.10,000/-
(iii) BHM 1st   - Rs.12,000/-
2nd - Rs.8,000/-

 

 

2. Mobility equipment.  Financial assistance for purchase of mobility equipment to disabled soldiers such as motorized scooter, wheel chair or Artificial Limb is up to Rs.50,000/-.The applications for grant is required to be made on prescribed proforma to Dte of PS, through Zila Sainik Boards. The details of the scheme, if required can be had from Dte of PS at Air Headquarters.

 

3. Post Retirement Insurance Cover (PRIC) 99. AFGIS

 

CATEGORY

MINIMUM

 COVER

OPTION I

OPTION II

PREMIUM

(PER Lac)

 

OFFICER

3,00,000

4,00,000

5,00,000

4,000

 

AIRMEN

1,50,000

2,00,000

2,50,000

3,750

 

NCs(E)

   60,000

   80,000

1,00,000

3,750

 

Note : The cover is for 15 yrs from the date of retirement and 50% of cover thereafter upto the age of 70 yrs.

 

4. Retired personnel Investment Scheme

 

  • Retired personnel and NOK of deceased AF personnel are eligible to become member of this scheme.
  • Schemes : cumulative & non cumulative
  • Deposits : Initially for 3 years
Renewal for 1/2/3 years (optional)
Min Rs.30,000 – Max upto retirement
Benefits in multiples of Rs.10,000
  • Rate of interest is declared every year based on earning of the society. For current year Cumulative is 8.8% and for non-cumulative 8.5%
  • Tax is deducted at source as prescribed by Central Board of Direct. Taxes (CBDT) unless form 15 H is submitted.
  • Premature withdrawal permissible for any unforeseen commitments.
  • Loans against FD is permissible to a maximum of 75% of deposit at the rate of 10% p.a.

 

5. House Building Loan.  Personnel retiring within 10 yrs can opt to repay during their service period plus 10 years after retirement. They have to deposit equivalent amount of outstanding loan as on date of retirement in Retired Personnel Investment Scheme (RPIS) of Air Force Group Insurance Society. The interest charged for House Building Loan would be 8% p.a.

 

6. Financial Assistance to World War II Veterans/Widows   IAFBA extends financial assistance in deserving cases to retired airmen who had served in the Air Force during the World War II and their widows. Under this scheme monthly grant of Rs.500/- p.m. is paid for life.

 

7. Dwelling Units and Housing Subsidy for Widows.  The aim of the scheme is to alleviate the sufferings of the widows of serving personnel who die in accident. Housing subsidy of Rs.1.5 lacs and Rs.1.00 lac is admissible to the bereaved wife of the officer and airman, NC (E) for acquiring dwelling unit from AFNHB/AWHO.

 

 

CONCESSIONS BY AIR FORCE WIVES WELFARE ASSOCIATION (AFWWA)

 

1. The details of schemes are enumerated as under:-

 

 

(a) Ex-Gratia Payment for Widow’s Rehabilitation. Ex-gratia payment of death grant of Rs.5,000/- for rehabilitation of widows is paid to the member on demise of her husband. In case of death while in service the grant is paid to the member in grief by the last unit, which is reimbursed by AFWWA(C). For the    wives     whose    husbands die after retirement this grant is paid by AFWWA(C) on receipt of an application alongwith death certificate and photocopy  of the membership card.

 

(b) AFWWA Pension.  An amount of Rs.500/- p.m. for four months (Rs.2,000/- lump sum) is paid as AFWWA Pension to the widow who is a member of AFWWA and whose husband dies while in service by last unit alongwith ex-gratia payment which is reimbursed by AFFWA(C).

 

(c) Wedding Grant. An amount of Rs.5,000/- is given as a grant to one child, on her/his marriage, of the widow who is a member of AFWWA and whose husband dies while in service after May 1987 on receipt of application by AFWWA(C) alongwith the Wedding Card and certificate from the Registrar of Marriage/Village Panchayat. In case if it is not feasible  to get the certificate from the Registrar/Panchayat, the application may be  authenticated by an Air Force Officer.

 

(d) Rehabilitation of  Widows of NC(E).  Widows of those NCs(E) who die while in  service after 01 Jan  91 and intend to resettle themselves by tailoring/stitching etc. are eligible for resettlement grant of Rs.2000/- with an option to spend the money by the recipient. President AFWWA(L) should ensure that the money is appropriately spend and goes to the correct person. The grant is paid to AFWWA Members by the last unit, which is reimbursed by AFWWA(C).

 

(e) Medical Assistance.  AFWWA members whose  husband is boarded out on medical grounds not  attributable to service is given an one time grant of  Rs.5,000/- to be paid by the last unit of her husband. The amount then reimbursed to AFWWA(L) by AFWWA(C).

 

(f) Dwelling unit of Widows.  Housing subsidy of Rs.1.5 lacs for widow of Officer and Rs.1 lac for widow of Airman/NC(E) are provided from Non-Public Funds for acquiring the Dwelling Unit constructed by AFNHB. Air Force personnel killed in accident while in service from 01 Jan 96 onwards are eligible. Subsidized Dwelling Unit cannot be sold for 15 years. AFWWA pays 10% of subsidy. The application should be addressed to Secretary AFGIS, Subroto Park, New Delhi-10.

 

(g) Educational Scholarship. Financial assistance by way of scholarship is granted to one child of the widow and handicapped children of serving officers, Airmen and NCs(E) who are not in receipt of   any   other   scholarship/freeship.   The   application   on  prescribed  form attached as Appendix ‘A’ duly recommended by the School/College authorities is to be submitted to AFWWA(C) for the award of scholarship. The rates of the scholarships are as follows:

 

(i)      School going day scholars                                        Rs.100/-p.m.

(ii)     School going boarders                                             Rs.200/- p.m.

(iii)  College going day scholars & Boarders    Rs.200/- p.m.

(iv)  For Medical & Engineering Courses          Rs.400/- p.m.

 

(h) Scholarship for Professional/Technical Courses. Sixty children of serving Officers, Airmen and NCs(E) who are not in receipt of any other scholarship and have attained certain standards are given financial assistance of Rs.4800/-p.a. for continuing Engineering and Medical courses. The application on prescribed form is to be submitted to AFWWA(C) through AFWWA(R) latest by 31st October every year. Twelve scholarships are reserved for children of Air Force Officers. The eligibility conditions are as follows:

 

(i)  Mother of the child should be an AFWWA member.

(ii) The child should have secured 75% and above marks in the qualifying

exam for admission to the course.

(iii) The scholarship will be discontinued if the child secures less

than 60% marks in the annual examination of the professional course

or on cessation of membership of the mother.

(j) Educational Scholarship for children of NCs(E)  AFWWA(C) awards 50 scholarships every year @ Rs.50/- p.m. per child for the children of serving NCs(E). The application on prescribed form is to be submitted to AFWWA(C) through AFWWA(R) latest by 30th September every year. The eligibility conditions for the award of scholarship are as follows:

 

(i)     Mother of the child should be an AFWWA member.

(ii)    The child should be studying in a class above Vth Std and upto XIIth Std only.

(iii) The child should be studying in a recognized school or an Air Force School.

(iv) Only one child per family is eligible

(v)  The student should not be receipt of any other scholarship/freeship

from any other Welfare Organization/Institution.

(vi)  The scholarship is admissible for 3 years.

(vii) The student who was in receipt of scholarship for 3 years

cannot be awarded scholarship for 2nd time during his schooling period.

 

(k) AFWWA  Silver Jubilee Scholarship.  Scholarship F@ Rs.1200/- per annum for two yeas are given to the children of AFWWA members who attained certain standards and scored 85% marks and above in the  CBSE  and  95%  marks  and  above in the ICSE Board examination of class Xth std. The application is to be submitted to AFWWA (C) through AFWWA(R) latest by 30th September every year.

 

(l) Scholarship for children of Airmen under-going Post School Education at

    Delhi & Residing in AFWWA Hostel (Happy Landings).  Children of Airmen who are doing a Degree Course at Delhi and residing in AFWWA Hostel (Happy Landings) are entitled to 50% reimbursement of the Hostel Fees to subsidies Hostel charges subject to a maximum of Rs.950/- for 10 months i.e. Rs.9,500/- per annum. The application is to be submitted to AFWWA (C) through Hostel Warden by 30th September every year.

 

(m) Scholarship for Vocational Training.  Scholarship of Rs.2,400/- (lump sum) as one time grant is awarded to widows of Air Force personnel undergoing Vocational Training in a Recognized Institute (Diploma/Certificate course of not less than six months). The widow should be an AFWWA member. The application should be forwarded alongwith proof f admission in the institute.

 

(n) Canberra Scholarship.  Two scholarships @ Rs.3000/- p.a. are awarded to two children of Airmen/NCs(E) serving in Canberra Unit. The eligibility conditions are as follows:

 

(i)      Mother of the child should be an AFWWA Member.

(ii)     The child should be studying in Std.XI  or XII

(iii)    The scholarship is awarded based on merit.

(iv)    CO, 106 SR Sqn. AF(the lone Canberra Squadron) is to recommend two names of deserving children and forward  the same to AFWWA (C) in the month of August every year.

 

(o) Late Air Chief Marshal PC Lal Memorial Scholarship.  One scholarship of Rs.1000/- (lump sum) as one time grant is awarded to a Disabled student, ward of a serving AF personnel. The application is to be submitted to AFWWA (R) latest by 30th September every year. The eligibility conditions are as follows:

 

(i)  Mother of the child should be an AFWWA member.

(ii) The student should have passed XII std and obtained admission for graduation in a recognised college.

 

(p) Late Flt Lt MS Sarin Memorial Scholarship.  Two scholarships @ Rs.1200/- p.a. awarded to two handicapped children (one boy and one girl) of airmen who are studying in Special Wing of AFGJI, Delhi. The period of scholarship is one year. The names selected by AFGJI should reach AFWWA(C) by 30th September every year.

 

(q) Late Wg Cdr AS Puranik Memorial Scholarship.  One scholarship of Rs.2500/- per annum is awarded at a time to a student of standard ix onwards till completion of studies. The ward should be a child of a serving Airman/NC(E). The application is to be submitted to AFWWA © through AFWWA(R) latest by 31st August. The eligibility conditions are as follows:

 

(i)     Mother should be an AFWWA Member.

(ii)  The student should have passed VIII standard and scored 95%

marks and above.

(iii) The scholarship will be discontinued, if the child secures less

than 70% marks in the annual examination during the course of studies.

2.  Contact for Assistance For further details and assistance Hony Jt Secy at any AFWWA Regional/Local may be contacted. Hony Jt Secy AFWWA(Central) may be approached at the following address if considered necessary.

 

Hony Jt Secretary, AFWWA(C)

Santushti Shopping Complex

New Wellington Cam

Opp Ashok/Samrat Hotel

New Delhi – 110 003

Tele : 23377691/23377692

         23010231Extn7691/7692

 

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